Got your eye on a house?  Get up to $5,000 toward your down payment.

Limited Time Offer:

Discover How You May Be Eligible for
Up to $5,000 for Your
Down Payment or Closing Costs!

A Welcome Home grant may be right for you if you:

  • Are ready to purchase a home
  • Want to receive assistance for your initial down payment, or closing costs
  • Fit the annual household incomes by county featured below
  • Want flexibility with little to no down payment options available
  • Value an established, trusted lender with a proven track record of over 130 years

Grants are only available on a first-come, first-served basis until funds run out.  If you're ready for assistance in purchasing your home, don't delay.

Call 1.800.604.9368 Today.



Max. Annual Household Income
  1-2 Persons              3 + Persons

Champaign, Crawford, Erie, Huron, Logan, Richland, Sandusky, Seneca

$51,440 $59,156
Miami, Montgomery $50,880 $58,512
Cuyahoga $54,320 $62,468
Summit $52,560 $60,444
Ottawa $53,520 $61,548
Delaware, Franklin, Madison $59,600 $68,540
Union $64,080 $73,692


Ohio counties not listed above may have different income limits.  Contact us for complete program details.

Frequently Asked Questions


How do I find out if I am e eligible for the $5,000 grant?
If you meet the criteria above or are unsure, simply call 1.800.604.9368 today.

How long does it take to get approved?
Grant approval is approximately 4-6 weeks, approval of funds is required before closing.

Do I have to contribute any of my own funds?
Yes, eligible borrowers must contribute at least $500.00 of their own funds, but up to $300.00 of these funds can be received as a gift.

What happens if the property is sold or refinanced? 
If the property is sold or refinanced within the first five years from when the deed was recorded, grant may be subject to repayment.

How do I know grants are still available?
...simply call us below now.


These Funds Are Highly Limited AND Won't Last - Secure Yours By Calling 1.800.604.9368

Welcome Home funds are available through the Federal Home Loan Bank of Cincinnati's Affordable Housing Program funds to help create homeownership.  Subject to credit approval and Welcome Home Program eligibility requirements.






Find out if you are eligible for
Welcome Home.
I’d like to have a Civista Bank Mortgage Specialist contact me to learn more about Welcome Home Program Grants. Here is my contact information:
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or call 1-800-604-9368